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Commercial Risk

2023 State of the Insurance Market: Transportation

Find out what key challenges exist in the insurance market for the transportation industry and what you can do to overcome them.

Navigating Your Insurance Policy Renewal: 3 Reasons You Shouldn’t Procrastinate

As a business owner, you deal with competing priorities on a daily basis. You have to carefully balance these priorities to help make sure your operation is a success. As a result, preparing for your insurance renewal isn’t always be a top priority. That said, waiting too long to prioritize your insurance renewal is a…
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What Does Year-Round Broker Engagement Look Like?

One phrase we’re hearing from new clients far too often is, “my last broker didn’t return my calls”. It’s as if some brokers are playing a game of “now you see me, now you don’t”. And, surprise, surprise, you only see them when it’s time to plan for your renewal. Preparing for your renewal is…
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One Surefire Way to Lower a High Ex-Mod

Lowering a high Ex-Mod is often more complicated than just doing one thing. In truth, there are a number of steps you’ll need to take. But there’s one big thing you can do that involves every single person you hire. Do you know what it is? One of the best thing a business can to…
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2023 NASDAQ D&O Liability Insurance Survey

Straight from Our Experts: Insights about the Great Shift in Directors & Officers Liability Insurance For the second year in a row, the BRP Management Liability Practice, in collaboration with Nasdaq, surveyed over 350 Nasdaq-listed companies about their Director’s & Officer’s liability insurance policy information to garner key insights that can help leaders benchmark and…
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Four Types of Questions to Ask Every Commercial Insurance Broker

Let’s be honest: finding the best insurance broker to oversee your risk management isn’t easy. After all, your business is complex. And, a holistic risk management approach is comprised of many moving parts. Nevertheless, selecting the right insurance is crucial to any Commercial Risk Management strategy. It is an investment that protects your organizations’ long-term…
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A Growing Area of Importance in M&A Due Diligence

The coronavirus pandemic brought no shortage of challenges to the economy. In fact, we’re still seeing the aftershocks of this global phenomenon. Because of these challenges, it’s critical that companies have a comprehensive merger and acquisition due diligence process. This process will help you uncover any possible risks that can negatively impact a company’s EBITDA,…
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Jackware, an Emerging Cyber Threat

Cyber attacks cost the world billions every year. And while ransomware attacks are becoming more prevalent, there’s an even more dangerous type of malware that’s becoming more commonplace. It’s called Jackware. Jackware is a type of malware focused on taking over your machines and making them do things you don’t want them to do. In…
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How Insurance Can Help Restaurants During a Power Outage

Hello darkness, my old friend. I’m talking literal darkness here. With the weather in CA lately, many of our food and beverage clients experienced power outages from gusting winds and heavy rains. When power is out at a restaurant, warehouse, or manufacturing plant, operations must cease. Employees can’t operate machinery, computer networks are disabled, and…
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2023 Employment Practice Liability Trends to Watch

Last year, most Employment Practices Liability Insurance policyholders saw rate increases amid difficult market conditions. Is this trend expected to continue in 2023? In this post, we’ll go over some of the developments and trends to watch and what this year has in store for EPLI. Here are some of the top EPLI developments and…
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