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2023 State of the Market Mid-Year Report (Full)

In recent years, we have seen many unpredictable events impacting businesses, individuals, and the insurance industry. From economic turmoil and shifting workforce dynamics to extreme weather events and geopolitical unrest, it is crucial to plan for the unplanned.

2023 Commercial Risk State of the Market Mid-Year Report

Over the past few years, some market segments and industries have been struggling with hardened conditions due to continued underwriting losses. As a result, carrier capacity has diminished, insurers have been retracting from riskier markets, premiums are higher, and underwriting scrutiny is heightened.

2023 Private Risk State of the Market Mid-Year Report

The private client insurance market has long been characterized by its exclusivity and care for high-value coverage for valuable assets like homes, automobiles, art, collectibles, and more. However, in recent years, the private client insurance market has faced one of the tightest markets in history.

Cyber Insurance Return On Investment (ROI)? Is That Even a Thing?

Understand the challenges of calculating ROI for cyber insurance policies. Explore hidden costs, data limitations, and evolving threats.

The Challenges with Quantifying Cyber Risk & How to Overcome Them

Understanding the intricacies of cyber risk is crucial for businesses in today’s digital landscape. However, quantifying this risk can be a formidable challenge. In this blog post, we delve into the difficulties you may face when trying to assess and measure cyber risk.

Home Office Cyber Security Tip: Be Careful What You Share Online

Maintaining a secure home office is crucial for productivity and safeguarding sensitive information. However, sharing your travel plans online can inadvertently increase the risk of burglary and theft.

Navigating Your Insurance Policy Renewal: 3 Reasons You Shouldn’t Procrastinate

As a business owner, you deal with competing priorities on a daily basis. You have to carefully balance these priorities to help make sure your operation is a success. As a result, preparing for your insurance renewal isn’t always be a top priority. That said, waiting too long to prioritize your insurance renewal is a…
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Tips to Help Safeguard Your Personal Identity Online

Shopping, gifting, and donating online can be fast, convenient, and efficient. You’ll just want to make sure it’s safe, too! In this post, we’re going to cover tips to help you safeguard your personal identity online. Let’s jump right in. Browse securely or bounce. Before you transact on a website, you’ll want to make sure…
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How to Reveal Private Insurance Policy Gaps: What Questions to Ask

Private insurance policy gaps and overlaps can impact your personal wealth. On one hand, you don’t want to end up on the wrong side of a claim-triggering event. At the same time, you don’t really want to overpay for redundant or unnecessary coverage either. So, what do you do to avoid either situation? We recommend…
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What Does Year-Round Broker Engagement Look Like?

One phrase we’re hearing from new clients far too often is, “my last broker didn’t return my calls”. It’s as if some brokers are playing a game of “now you see me, now you don’t”. And, surprise, surprise, you only see them when it’s time to plan for your renewal. Preparing for your renewal is…
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